#72 Lizzie Chapman, Zest Money

Dexter Cousins is joined by the remarkable Lizzie Chapman CEO & Co-Founder of ZestMoney – India’s first and largest AI-Driven, digital financing platform.

Lizzie Chapman is a leading figure in the fintech landscape of India. She has been instrumental in driving the adoption of digital finance and financial inclusion initiatives in the country. 

Lizzie’s vision is to make life affordable to more than 300 million households that are currently ignored by traditional providers.

India is on a path to becoming the most significant market for Fintech, globally. With a population of 1.4bn, less than 40% smartphone penetration, and only 25 million people with a credit card, India is primed for Fintech.

About Zest Money

ZestMoney has built a platform that can meaningfully improve the lives of more than 300 million households who currently have no access to credit cards or other formal financing options because of insufficient credit history.

Lizzie’s Background

Lizzie started her career as an Investment Manager with the Wellcome Trust, where she invested in financial services companies in India. She then worked with Goldman Sachs in London before moving to India in 2011 to set-up and spearhead the India operations for digital lender Wonga, one of the biggest fintech companies in the world at that point.

Lizzie serves on the boards of IndiaMart (India’s Alibaba) and IndiaQuotient (early-stage investment fund). She is a founding member and serves on the Executive Committee of the Digital Lending Association of India.

She was honoured with the ‘Female Fintech Leader’ award in 2017 and in 2019 was as recognised among “Linkedin Top Voices 2019: Finance & Economy” globally.

Follow Lizzie on Linkedin

Find out more about Zest Money

#71 Nathan Walsh & Michael Starkey, Athena Home Loans

In episode #71 Dexter Cousins chats to Nathan and Michael as they celebrate the 2nd birthday of Athena’s launch.

Athena is on a mission to save Australians a whole lot of money and help pay off their home loan faster. Founded in June 2017 to revolutionise the home loan industry and make it better in every way, Athena built an innovative digital home loan platform to deliver savings to borrowers, backed by local home loan experts.

Athena is backed by Australia’s leading investors, including AirTree Ventures, AustralianSuper, Hostplus, Macquarie Bank and Square Peg. 

Athena has been the proud recipient for Finnies Emerging Fintech Organisation of the Year Award for 2 years in a row – 2019 and 2020.

Nathan Walsh
Co-founder & CEO, Athena Home Loans, Australia

Nathan Walsh, Athena’s Co-founder and CEO, is a fintech entrepreneur with over 20 years’ expertise in financial services, top-tier consulting and legal practice. Nathan is a former NAB executive who started his career with BCG before taking senior roles at Citi and NAB in wealth management. At NAB, Nathan founded Nabtrade and built it from an idea into a $40 billion platform over 7 years, winning multiple innovation awards along the way.

Follow Nathan on Linkedin

Michael Starkey

Co-founder & COO, Athena Home Loans, Australia

Michael Starkey, Athena’s Co-founder and COO, has an entrepreneurial background, having been the co-founder of iSelect in AU. He spent 7 years at NAB in personal banking, was a board member of the Australian Payments Council and ASX listed Homelands Ltd and former director of the New Payments Platform (Australia’s new real-time payments network).

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Find out more about Athena here

#70 Robert Bell, 86 400

In episode #70 Dexter Cousins is joined by Robert Bell CEO of 86 400. They chat about the proposed acquisition by NAB.

86 400 is Australia’s first smart bank. Launched in September 2019 with an unrestricted banking license, the smart phone only bank has been the trail blazer for Aussie neobanks launching home loans, energy switching, joint accounts, budgeting tools with new feature releases on an almost weekly basis.

Backed by Cuscal and Chaired by Anthony Thomson (founder of Metro and Atom Bank in the UK) 86 400 partners with many Aussie Fintech including Zip, Uno, Data Action. And with the proposed sale to NAB, Tier One People believe this is a landmark day for Australian Fintech innovation.

About Robert Bell:

Rob’s committment to helping Australians take control of their finances is the driving force behind the 100+ strong team at 86 400. 

Prior to 86 400 he held Executive and CEO roles at Cuscal, Australian Unity Bank and ANZ including CEO positions at both ANZ Japan and ANZ Fiji.

Find out more about 86 400

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#69 Jason Pellegrino, Domain Group

Dexter Cousins is joined by Jason Pellegrino, CEO of Domain Group on the FinTech Australia Podcast.

You might be asking why a Real Estate listings platform is featuring on a Fintech podcast?

Tune in and find out why in this super interesting show as Jason shares the Domain Group strategy and their move into Fintech with Lendi and Limepay.

Jason spent 10 years with Google as Managing Director of Australia and New Zealand. As a member of the Asia-Pacific Regional Leadership Team, Jason held leadership positions across Sales, Operations and Strategy.

He shares his views on the role Big Tech is playing in the future of payments and financial services.

Prior to Google, Jason worked in several roles over 15 years spanning Corporate Strategy, Mergers and Acquisitions and Finance at Dakota Capital Partners, LEK Consulting, PepsiCo International and KPMG.

Jason holds a Bachelor’s Degree in Commerce and an MBA (Distinction) from The London Business School.

Jason is a member of the Innovation Taskforce of the Business Council of Australia, a member of ASIC’s External Advisory Panel and a Board member of Plan International.

Find out more about Domain Home Loans

Follow Jason on Linkedin

#68 Martin McCann, Trade Ledger

Dexter Cousins is joined by Martin McCann CEO and Co-Founder of Trade Ledger, the world’s first open digital banking platform that gives banks the ability to assess business lending risk in real time.

Tune in as Dexter and Martin discuss the Fintech landscape and how Trade Ledger has evolved since launching four years ago.

As an avid technologist, business leader, investor, academic researcher, and public speaker Martin is passionate about the digitisation of business.

Prior to founding Trade Ledger, he accrued 20 years’ experience creating, growing, mentoring, and investing in innovative global technology companies worldwide. He has been CEO of Global Innovation Ventures, GM of SAP’s Cloud Solutions Division overseeing a period of extraordinary growth, and CEO and Research Director of software consultancy, Inn-vision.

Follow Martin on Linkedin

Find out more about Trade Ledger

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#67 Toby Norton-Smith, X15 Ventures

Dexter Cousins is joined by Toby Norton-Smith to celebrate the 1st anniversary of x15 Ventures. 

x15 Ventures (the CVC arm of Commonwealth Bank) is a venture scaler focused on building, investing or acquiring ventures that can deliver the next generation of services in and around banking, advantaged through integration and support from CommBank. 

Toby launched x15 in 2020 and is currently the Managing Director. Prior to x15 Ventures, Toby was General Manager of Digital Growth at CBA, CEO of a fintech venture in the wealth space (StocksInValue), and commenced his career at McKinsey and Co.

Tune for a candid and insightful chat as Toby shares how he and the x15 team are taking a different approach to CVC.  

Toby also shares some exclusive news on the latest talent and venture acquisitions. Plus he gives his views on the future of Fintech and why banks need to focus on collaboration.

Follow Toby on Linkedin

Find out more about x15 Ventures

Listen to more episodes of the Fintech Australia Podcast