Insights

The playbooks, hiring decisions and market moves behind Australia's fastest-growing fintechs.

01/07/2026
Hiring for AI native fintech: what Lorikeet's $50M raise tells us

When QED Investors, Blackbird, Square Peg and Airtree all back the same early-stage Australian AI startup, the funding round is news. What matters more for anyone hiring or being hired in fintech right now is why they all said yes, and what the founder behind it says about building and hiring in an AI native […]

15/06/2026
Clayton Howes - MONEYME: The leadership shift every founder must make to scale

Looking to scale your fintech leadership team? Start at tieronepeople.com Clayton Howes is the co-founder and CEO of MONEYME (ASX: MME), a Sydney-based non-bank lender that has originated over $5 billion in consumer credit since 2013 and manages a $1.9 billion loan book today. In this conversation, Clayton covers the full arc: bootstrapping without external […]

01/06/2026
From Shoebox to Bank: Michelle Bagnall and the story of Bank First.

Michelle Bagnall is the CEO of Bank First, a mutual bank with 92,000 members and $4.7 billion in assets that exists to serve nurses and teachers in Australia. In this episode she tells Dexter the origin story of a bank that started with $480 in a shoebox, explains why nobody at BankFirst gets paid a […]

25/05/2026
Jamie Twiss: How Beforepay uses AI credit risk to destroy payday lending

Looking to scale your fintech leadership team? Start at tieronepeople.com Jamie Twiss took Beforepay Group from a pre-IPO startup into a profitable ASX-listed fintech writing 40,000 loans a week with a 99% repayment rate. He explains why the company exists to destroy payday lending, how Carrington Labs is selling AI credit risk models to US […]

27/04/2026
Chris Brycki Stockspot: Building Australia’s Largest Robo-Adviser

Chris Brycki built Stockspot the wrong way, according to most of the advice that was circulating in Australian fintech between 2019 and 2022! While the sector spent those years scaling headcount, chasing VC and pivoting into whatever category was attracting capital, Chris ran a different playbook. He founded Stockspot in 2013, rejected venture capital, built […]

13/04/2026
Raiz CEO: 10 Years - $2.1 Billion FUM and What Comes Next

When Brendan Malone brought the Acorns micro-investing concept from the US to Australia in February 2016, the idea was straightforward: break down the barriers to investing so that every Australian could get into the stock market for as little as $5. A decade on, that idea has compounded into $2.1 billion in funds under management, […]

31/03/2026
AI Native Transformation: Mono AI

David Hyman's Next Chapter After Building a $107B Platform David Hyman spent 13 years building Lendi Group into Australia's largest non-bank mortgage platform. $107 billion loan book. Five million customers. 220 retail stores. $350 million in annual revenue. He stepped down as CEO in January 2026. Instead of relaxing on a beach he was building […]

02/03/2026
What AI job losses tell us about the next decade

In March 2021, I sat on national television and said we were at the precipice of a quantum shift. AI was removing task-based roles. The organisations that would survive were the ones with leaders who had already learned to deliver results in chaos and constraint. Five years later, the numbers arrived. All at once. I […]

28/02/2026
Who leads what's left - AI restructuring.

Last week, 4,000 people at Block were told they no longer had a job. The stock rose 24%. WiseTech Global cut 2,000 roles - nearly a third of its global workforce - as part of a two-year AI restructuring plan. Commonwealth Bank eliminated 300 technology positions the same day. Three AI restructuring announcements. Five days. […]

23/02/2026
Checkbox AI CEO Evan Wong: How to Build Enterprise Software That Scales

How Checkbox AI CEO Evan Wong Built a $100M Legal AI Company in 9 Years Checkbox AI CEO Evan Wong just closed a $23 million Series A at a $100 million valuation. The journey from bootstrapped startup to serving over 100 enterprise organizations—including SAP, PepsiCo, Telstra, and Woolworths—took nine years, three funding rounds, and a […]

16/02/2026
Build Your Professional Brand Using First Principles

Last week, you built your Career Balance Sheet. You listed every problem you've solved. You put real numbers on your impact. Maybe you automated processes and saved $1.5M. Maybe you closed a deal worth $20M in ARR. Maybe you cut sales cycles from 6 months to 8 weeks. But here's the first principles question: What's […]

10/02/2026
Revolut Australia CEO Matt Baxby Interview: 1M Customers

Revolut Australia CEO Matt Baxby: From 3 Employees to 1 Million Customers and Profitability. Revolut Australia CEO Matt Baxby has done what most Australian neobanks couldn't: reach 1 million customers and profitability. Six years after soft-launching with three employees during a global pandemic, the Revolut Australia CEO sits down with Dexter Cousins on Fintech Chatter […]

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