Solving Housing Affordability - James Bowe, OwnHome

By Dexter Cousins on 05/08/2025

Dexter Cousins is joined by James Bowe, CEO and co-founder of OwnHome to discuss the urgent challenges of housing access and affordability in Australia.

About Ownhome

James shares how OwnHome aims to innovate the home buying journey by funding deposits and providing advocacy support to aspiring homeowners. Up for discussion is the importance of credit risk management, and the need for innovative business models in the current economic landscape.

Dexter also chats to James about his leadership journey and the successes of OwnHome, building a culture centred on resilience and a growth mindset and hiring talent with "batteries included"

Key Insights From James Bowe

Housing access is a pressing social challenge in Australia.
Young Australians face a decade-long struggle to save for a deposit.
OwnHome funds deposits to help families buy homes sooner.
The property market requires more than just financial support; confidence is key.
Lenders mortgage insurance is a significant profit pool for banks.
Credit risk assessment should consider more than just deposit size.

Find out more - https://ownhome.com/

Article written by Dexter Cousins

Founder of Tier One People and host of the Fintech Chatter Podcast.

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