In this episode of Fintech Chatter, host Dexter Cousins speaks with Di Challenor and Macgregor Duncan, co-founders of Constantinople, about their journey in building the Operating System for banks.
Constantinople is the most ambitious startup in Fintech, tackling the most complex problem in Fintech, rethinking how banks become fully digital. Constantinople is a banking operating system, the AWS for banking, managing all infrastructure and operational aspects of a bank: from Customer experience, Banking products to Features, Risks etc.
Tune in as Mac and Di discuss the challenges of building a global fintech from Sydney. They share their secrets to winning banking clients, the importance of establishing trust, and the strategies behind their successful capital raising efforts.
We revisit our first interview in 2023 and talk through the challenges and learnings of the past two years. As they look to the future, they share their vision for Constantinople and the endless quest for excellence.
Chapters
00:00 Introduction to Constantinople
04:09 The Evolution of Banking Technology
07:17 Challenges in Client Acquisition
10:10 Building Trust and Credibility
12:53 Creating a New Category in Banking
16:04 Navigating Capital Raising
19:03 The Importance of Execution
25:02 Scaling the Business
34:08 The Importance of Documentation in Scaling
36:49 Driving Excellence in Early Stage Companies
42:45 Commitment to Excellence: Attracting the Right Talent
49:07 Identifying and Filling Skill Gaps
53:15 Future Vision: Building a Multi-Tenanted Banking Platform
Karl Durrance is Managing Director for Australia and New Zealand at Stripe, the payments infrastructure company. Australia NZ is Stripes 3rd largest region globally, serving over one million customers and onboards 37,000 new local businesses every month. In this episode of Fintech Chatter, recorded live at Stripe Tour Sydney, Karl explains how Australia became Stripe's […]
Move Bank has become the first bank in the world to shift its entire operation, technology, product, operations and compliance, onto Constantinople's platform. Dexter Cousins sits down with Move Bank CEO Mike Currie and Constantinople co-CEOs Macgregor Duncan and Di Challenor to unpack a migration that cut cost to income by around 30 percent and […]
In 2016, Sam Everington joined Starling Bank as one of its first twenty employees. Starling did not have a banking licence yet. It had no product, no brand, and no customers. What it had was a room full of engineers who believed a bank could be built from the customer support desk backwards, rather than […]
Peter Jones used to be the CEO he now sells to. It's helped him bootstrap a core banking platform that now holds 20% market share in Australia's mutual banking sector, without a dollar of outside capital. We are celebrating the World Credit Union Conference coming to Sydney. Dexter Cousins will be bringing you interviews from […]
