Fintech In The Nordics - Pål Krogdahl

By Dexter Cousins on 29/02/2024

In episode 182 of Fintech Chatter Podcast Dexter Cousins is joined by Pål Krogdahl, Director of Advisory at Samlink and co-host of Fintech Daydreaming Podcast.

In this episode, Dexter chats with Pål Krogdahl about the Fintech scene in the Nordics. They talk through Navigating the Transformative Trends in Banking, a report highlighting the latest customer trends and research based on 40-plus banks, revealing the key themes and areas for innovation.

Covering everything from AI to Open Banking, Banking as a Service to Embedded Finance, and everything in between the research reveals where customers are shifting their focus and expectations from their bank.

Pål also shares some key findings on the major issues keeping banking execs awake at night, giving some clear indications on where the next wave of Fintech entrepreneurs should focus their energy.

The Nordics is the birthplace of Fintech OG's like Klarna and Tink. It is a region with a rich history of innovation and Pål gives a rundown on the Fintech scene in his native Finland. There are some startling similarities to the Fintech scene down under and lessons can be learned from our European cousins.

You can follow Pål on LinkedIn  - https://www.linkedin.com/in/krogdahl/

Download the report - https://samlink.fi/news/the-samlink-equation-2024-navigating-the-transformative-trends-in-banking/

Listen to Fintech Daydreaming - https://fintechdaydreaming.com/

Article written by Dexter Cousins
Founder of Tier One People and host of the Fintech Chatter Podcast.

Latest Episodes

01/06/2026
From Shoebox to Bank: Michelle Bagnall and the story of Bank First.

Michelle Bagnall is the CEO of Bank First, a mutual bank with 92,000 members and $4.7 billion in assets that exists to serve nurses and teachers in Australia. In this episode she tells Dexter the origin story of a bank that started with $480 in a shoebox, explains why nobody at BankFirst gets paid a […]

27/04/2026
Chris Brycki Stockspot: Building Australia’s Largest Robo-Adviser

Chris Brycki built Stockspot the wrong way, according to most of the advice that was circulating in Australian fintech between 2019 and 2022! While the sector spent those years scaling headcount, chasing VC and pivoting into whatever category was attracting capital, Chris ran a different playbook. He founded Stockspot in 2013, rejected venture capital, built […]

13/04/2026
Raiz CEO: 10 Years - $2.1 Billion FUM and What Comes Next

When Brendan Malone brought the Acorns micro-investing concept from the US to Australia in February 2016, the idea was straightforward: break down the barriers to investing so that every Australian could get into the stock market for as little as $5. A decade on, that idea has compounded into $2.1 billion in funds under management, […]

31/03/2026
AI Native Transformation: Mono AI

David Hyman's Next Chapter After Building a $107B Platform David Hyman spent 13 years building Lendi Group into Australia's largest non-bank mortgage platform. $107 billion loan book. Five million customers. 220 retail stores. $350 million in annual revenue. He stepped down as CEO in January 2026. Instead of relaxing on a beach he was building […]

Find your Favourite episode

"Dex does a great job at bringing FinTech founders and thought leaders onto the podcast while providing valuable insights into the industry. An informal atmosphere allows genuine chats."
Wagner Camarao
"My No1 go-to podcast to get access to an amazing roll call of Founders and Fintech leaders. Dexter does a great job getting his interviewees to share frank points of view and great insights."
Alt Bankin for all
"What I love about this show is the breadth of people and their experience that Dexter is able to tap into. Not so long ago people paid to hear for this kind of advice- now you can get it for free!"
Rob Hoxton
"The definitive Fintech podcast in Australia. Top insights and always current on the challenges and thinking in the Fintech industry. Subscribe for anyone interested in tech and entrepreneurialism."
Boscoe Tan
cross