126: Liam Millward, Instant

By Dexter Cousins on 23/09/2022

In episode 126 of Fintech Chatter Dexter is joined by Liam Millward, CEO and Co-Founder of Instant.

About Liam Millward

At the time of recording, Liam was only 18 years old, the youngest ever guest on Fintech Chatter.

Dexter chats to Liam about his experiences as a Fintech founder still in his teens and the challenges he has faced in building a Fintech with no experience or network.

It's a fascinating and frank conversation with a truly talented and driven founder. Liam show's that age is just an attitude.

About Instant

Instant's mission is to build the future of a frictionless economy, transforming billions of complex checkouts, into 1-tap shopping experiences globally.

They create a world where the experience of checkout is effortless, anywhere and everywhere across the internet.

Instant has raised over $2.2m in venture capital, as one of Australia’s biggest pre-seed funding rounds known to date, led by Blackbird, alongside TEN13, Reinventure, Larry Diamond and more.

How you can support Fintech Chatter.

Follow on your podcast player and leave a five-star review

Apple: Scroll to the bottom of the page (iphone or ipad only), hit 5 stars and write a review - https://apple.co/3D7NsPt

Spotify:  in the app click 5 stars - https://spoti.fi/3IzSViQ

Subscribe and like on Youtube - https://bit.ly/3tBlRmE

Thanks for your support.

About Tier One People

Founded by Dexter Cousins in 2016, Tier One People is on a mission to help Australia become the world leader in Fintech innovation.

Connect on Linkedin - https://bit.ly/3DsCJBp

Tier One People helps companies like Revolut, TrueLayer and 10x build founding teams for launch in Australia. 

And series A+ / ASX Listed Aussie Fintech like Lendi, Afterpay and 86 400 hire executive talent capable of delivering growth and scale. 

If you are building a world-class Fintech venture and need help in hiring tier-one people contact us

Article written by Dexter Cousins
Founder of Tier One People and host of the Fintech Chatter Podcast.

Latest Episodes

09/02/2026
Inside Revolut's Growth Strategy With CEO Matt Baxby

Revolut Australia CEO Matt Baxby just crossed a milestone that most Australian neobanks never reached: 1 million customers and profitability. In the latest Fintech Chatter episode, the Revolut Australia CEO breaks down how they went from three employees in February 2020 to 100 employees, $250 million saved for Australians, and $4.4 million in profit while […]

27/10/2025
Dan Jowett - OpenMarkets Group

Where Defi Meets Tradfi In this episode of Fintech Chatter, host Dexter Cousins speaks with Dan Jowett, CEO of OpenMarkets Group, about the rapid convergence of Tradfi and DeFi About This Episode Tune in as Dan and Dexter discuss how OpenMarkets has transformed from a traditional stockbroker to a technology-focused fintech, the regulatory hurdles facing […]

08/09/2025
Nuj Super - Matt McKenzie. From Beancounter to Fintech Founder.

In this episode of Fintech Chatter, host Dexter Cousins speaks with Matt McKenzie, CEO and co-founder of Nuj, a Regtech company making serious strides in the Aus$ 4trn Superannuation sector. Nuj’s plug-and-play solution streamlines workflows while ensuring compliance with all current and upcoming regulations. The platform enables quick integration, with automated workflows, audit trails, and […]

16/08/2025
Building the Best Culture in Fintech

Ritchie Cotton, CTO and Co-Founder of Valiant Finance talks about their journey on Fintech Chatter Podcast In this episode of Fintech Chatter, host Dexter Cousins speaks with Ritchie Cotton, co-founder of Valiant Finance, about the company's journey over the past decade.  Key Talking Points Find out more https://www.valiantfinance.com/careers

Find your Favourite episode

"Dex does a great job at bringing FinTech founders and thought leaders onto the podcast while providing valuable insights into the industry. An informal atmosphere allows genuine chats."
Wagner Camarao
"My No1 go-to podcast to get access to an amazing roll call of Founders and Fintech leaders. Dexter does a great job getting his interviewees to share frank points of view and great insights."
Alt Bankin for all
"What I love about this show is the breadth of people and their experience that Dexter is able to tap into. Not so long ago people paid to hear for this kind of advice- now you can get it for free!"
Rob Hoxton
"The definitive Fintech podcast in Australia. Top insights and always current on the challenges and thinking in the Fintech industry. Subscribe for anyone interested in tech and entrepreneurialism."
Boscoe Tan
cross