Solving Housing Affordability - James Bowe, OwnHome
Dexter Cousins is joined by James Bowe, CEO and co-founder of OwnHome to discuss the urgent challenges of housing access and affordability in Australia.
About Ownhome
James shares how OwnHome aims to innovate the home buying journey by funding deposits and providing advocacy support to aspiring homeowners. Up for discussion is the importance of credit risk management, and the need for innovative business models in the current economic landscape.
Dexter also chats to James about his leadership journey and the successes of OwnHome, building a culture centred on resilience and a growth mindset and hiring talent with "batteries included"
Key Insights From James Bowe
Housing access is a pressing social challenge in Australia.
Young Australians face a decade-long struggle to save for a deposit.
OwnHome funds deposits to help families buy homes sooner.
The property market requires more than just financial support; confidence is key.
Lenders mortgage insurance is a significant profit pool for banks.
Credit risk assessment should consider more than just deposit size.
Revolutionising Housing Finance: Tim Buskens of HOPE Housing
In Episode 191 of the Fintech Chatter Podcast, Dexter Cousins is joined by Tim Buskens CEO of Hope Housing a not-for-profit initiative assisting Essential Service Workers. Dexter and Tim chat about the very real issue of home ownership in Australia for essential workers, as they battle to afford housing closer to where they work.
Revolutionising Housing Finance: HOPE Housing
About Hope Housing
Tim has witnessed first-hand the issues faced by our essential workers in their fight to afford home ownership. He was struck by the stress many of our essential workers face on a daily basis. Observing how they are often forced to move away from their community in order to buy a home, resulting in long journeys to get to work.
Mainstream banks view essential workers as too high risk for the traditional mortgage route and Tim felt there could be a better way.
From this Hope Housing materialised. An innovative way for people to finance their home purchase through alternative investment, not just the bank route. Now in its 4th year, they are working with great partners who are helping make this happen.
They've assembled an experienced team of financial and technology experts, culminating in a group of people who continue to innovate the solution and deliver the mission to help Australia's unsung heroes buy a home.
About Tim Buskens
Tim is Chief Executive Officer and a Founding Director of HOPE Housing. Tim brings over 25 years’ experience in financial services across both private and public sectors to the role at Hope Housing. Most recently as COO of the Australian Superannuation Funds Association, Tim has also held executive positions in Link Group, Oasis Asset Management and ASIC. Tim has a Bachelor of Business from Victoria University and a Masters of Applied Finance from Macquarie University.
Manage Cookie Consent
We use cookies to optimize our website and our service.
Functional
Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.